Announcements

NOTICE OF CHANGE TO FUNDS AVAILABILITY POLICY

The Availability of Funds and Collection of Checks Act (also known as Reg. CC) sets forth requirements for the minimum amount of a check deposit that must be available for withdrawal by the following business day. A recent amendment to the Act, effective July 21, 2011, provides that this minimum amount must be increased from $100.00 to $200.00. We are therefore providing this notice of the change.

Reservation of Right to Hold - In some cases, we will not make all of the funds that you deposit by check available to you on the same business day we receive your deposit. Funds may not be available until the second business day after the day of your deposit. However, the first $200.00 of your deposit will be available on the first business day after the day of your deposit. If we are not going to make all of the funds from your deposit available on the same business day, we will notify you at the time you make your deposit. We will also tell you when the funds will be available. If your deposit is not made directly to one of our employees or if we decide to take this action after you have left the premises, we will contact you by the next business day after we receive your deposit. If you will need the funds from a deposit right away, you should ask us when the funds will be available.

Please contact the credit union with any questions regarding this change.

Notice of Bogus E-mails and Text Messages

Watsonville Hospital Federal Credit Union does not send e-mails or text messages requesting personal account information. Any member who receives an e-mail or text message that purports to be from Watsonville Hospital Federal Credit Union and asks for account information should consider it to be a fraudulent attempt to obtain their personal account data for an illegal purpose and should not follow the instructions in the e-mail. If you respond to such an e-mail and provide any confidential account information, please notify us immediately of the scheme. You should also change your account's PIN and take any additional action recommended by Watsonville Hospital Federal Credit Union to protect your account. When you e-mail the credit union, please do not include passwords, social security numbers or any personal account information.

WHFCU Policies and Notices

Follow the links below to access and print commonly requested information from your credit union:

Electronic Funds Transfer Policy — download the PDF

Truth-in-Savings — download the PDF

© 2009 Watsonville Hospital Federal Credit Union. Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government, National Credit Union Administration, a U.S. Government Agency.